The Social Finance Foundation works to its motto “Finance for Social Good’ . As well as being a lender of social finance it also spearheads iniatives where its expertise and finance can make a social difference. The Personal Microcredit (PMC) Scheme is an example of this. The PMC provides credit for people on low income via their credit unions. The Social Finance Foundation, the Credit Union Movement, the Department of Social Protection, Citizens Information Board, An Post, The Central Bank and many others came together to make this happen and it is proving successful around the country.